Our support workers encourage people to take responsibility for managing their personal finances, in ways that enhance their wellbeing.



We support people to improve their financial management skills and increase their awareness of appropriate support services. In doing so we build people’s capacity to identify issues and help themselves when financial difficulties arise.

We provide budget education programmes, group seminars and workshops and will refer people to specialist interventions, eg insolvency advice when needed.

We ensure people have enough money for their basic needs such as power, rent and food and try to reduce debt. We also provide support to help alleviate the harm that can arise from escalating financial problems. 

It can be complex to explain how referrals are made to Pact so please get in touch if you want to find out how to access our services. We’ll bend over backwards to help you. Even if you are not eligible for government-funded Pact support, we have other options, including paying for Pact services privately (see individually-funded services).

Pact has helped me with my addiction and supported me back into the community.
— Pact Client